Richard has worked in financial services and estate planning for more than 20 years, helping families put clear, workable plans in place for their money, their property and the people who depend on them. Where a plan needs legal work, he arranges it through our specialist legal partners.
Family Financial Planning doesn't run an office. Richard comes to you, usually at your kitchen table, on your schedule, because the conversations involved in estate planning are easier at home than across a desk. It also keeps costs down, so planning stays accessible rather than padded with overheads you'd never see the benefit of.
Clear, Scots-law wills that say exactly who gets what, and who looks after the people who matter most.
Learn morePut the right people in charge of your affairs before a crisis forces the question.
Learn moreStructures that protect assets, control timing, and look after the beneficiaries who need it most.
Learn morePractical planning that keeps more of what you've built inside the family, not the Treasury.
Learn moreCover that means a diagnosis or a death doesn't become a financial crisis on top of everything else.
Learn morePlan for care costs now, so later decisions can be about wellbeing, not money.
Learn moreMany of Richard's clients arrive through solicitors and accountants who need a trusted specialist for wills, trusts and later-life planning, without the wait times of a larger firm. Every case is handled directly, confidentially, and with you kept in the loop.
Every family's situation is different. The examples below illustrate the kind of planning Richard arranges. Names and details have been changed. Real client stories will replace these as they come through.
A remarried couple with children from earlier relationships needed wills that treated every child fairly without leaving either partner unprotected. Mirror wills and a trust gave both peace of mind, and each child clarity.
A family inheriting a parent's house faced a large, unplanned tax bill on sale. Structuring the estate ahead of the sale brought the liability down substantially, and removed the guesswork.
After an early dementia diagnosis, a family needed Power of Attorney in place while it was still possible. Acting quickly meant their mother kept the final say in choosing who she trusted.
Call or message Richard directly. The first conversation is free, and there's no obligation to go further.
Send a message
